Know your coverage
It is important to ensure that you have the proper coverage. Be sure to ask these questions.
•Does your policy provide coverage for damage to your watercraft?
•Does the policy provide coverage of damage to the equipment on the watercraft?
•Does the policy cover your liability and expenses if someone is injured on your watercraft?
•Does the policy cover damage your boat causes to others and guest liability?
Re-evaluate coverage on a periodic basis
You’ll want to re-evaluate your insurance coverage on a regular basis to be sure the coverage is meeting your changing needs.