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      Available for existing FHA Home Loans

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      Less documentation

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      Reduce existing mortgage insurance premiums

  • Streamlined to Help Save You Money:

    The FHA Streamline Refinance loan from FNB is designed to allow homeowners who already hold FHA loans to refinance their debt at a lower interest rate or shorten their loan term.

    Qualifying for a FHA Streamline Refinance Loan:

    • This program is available to existing FHA Home Loan customers.

    Key Features:

    • Simplified refinancing process with less documentation
    • No need to verify employment or income
    • No home appraisal required
    • No minimum credit score

    Key Benefits:

    • FHA Streamline mortgage insurance may cost less than conventional private mortgage insurance (PMI).
    • FHA Streamline can be used to reduce an existing FHA mortgage insurance premium.
  • Applying for a FHA Streamline Refinance Loan:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared:

    It is helpful if you have the following documents with you during the application process:

    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

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Notices & Disclosures

1 - All loan products are subject to underwriting/credit approval.
2 - FNB is an Equal Housing Lender; NMLS #766529

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