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    • Lock and 2 Arrows

      Available in fixed or adjustable rate mortgages

    • House money icon

      Maximize your equity

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      Cancellable mortgage insurance

  • Ready to Refinance?

    We understand the financial challenges many homeowners are facing. They may have multiple student loans or may rely on income from non-traditional sources, such as parents or other family members. These challenges can make refinancing seem impossible or may have impacted their ability to do so in the past. We can help.2

    What is Fannie Mae?

    Federal National Mortgage Association (FNMA), commonly known as Fannie Mae, is a U.S. government-sponsored enterprise that provides mortgage financing and special programs for mortgage lenders like FNB.

    Key Features:

    • Available as fixed or adjustable rate mortgages
    • Cancellable mortgage insurance (restrictions apply)
    • Borrow more against your home's value

    Key Benefits:

    • Interest may be tax deductible.3
    • Non-occupant borrowers permitted
  • Applying for a Home Ready Mortgage:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Need help now? Call us or schedule an appointment.

Contact a Local Expert


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Notices & Disclosures

1 - All loan products are subject to underwriting/credit approval.
2 - FNB is an Equal Housing Lender; NMLS #766529.
3 - Interest may be deductible; check with your tax advisor.

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