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    • House money icon

      No in home appraisal required

    • Hand Holding Dollar Sign

      Little to no out-of-pocket funding

    • Guaranteed icon

      Less-than-perfect credit considered for approval

  • Supporting Those Who Serve:

    The VA Interest Rate Reduction Refinance Loan from FNB is designed to allow homeowners who already hold VA loans to refinance their debt at a lower interest rate or shorten their loan term.

    Qualifying for a VA Home Loan:

    • This program is available to existing VA Home Loan customers.

    Key Features:

    • No minimum credit score
    • No need for a new Certificate of Eligibility (COE)
    • Full appraisal not required
    • Little to no out-of-pocket funding
  • Applying for a VA Interest Rate Reduction Refinance Loan:

    Whether you would like to get pre-approved or begin the application process, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up a time to meet with one of our experts.

    Getting Prepared

    It is helpful if you have the following documents with you during the application process:

    • Most recent 30 days of pay stubs
    • Most recent two (2) months of bank statements
    • Prior two (2) years of your W2s
    • Prior two (2) years of tax returns
    • Current driver’s license or photo ID

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures
  • All loan products are subject to underwriting/credit approval.
  • FNB is an Equal Housing Lender; NMLS #766529.

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