Keystone Graduate Loan

• 

  No fees

• 

  Low fixed interest rates

• 

  Multiple repayment options

• 

  Potential interest rate rewards

Qualifying for a Keystone Graduate Loan:

The Pennsylvania Higher Education Assistance Agency (PHEAA) uses credit score, employment history, monthly debt payments and income among other factors when considering whether or not to approve an application. The Keystone Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase the likelihood that the loan will be approved and/or result in a better interest rate.

The Borrowing Process:

Our objective is to make the borrowing process simple and straightforward. To apply for a Keystone Graduate Loan, you will want to have the following information available when you apply online:

• Name, address and telephone number
• Date of birth and Social Security number
• Email address
• Name and location of school you are or plan on attending
• Annual income
• Grade level and anticipated graduation date
• Academic period for which you would like to receive the loan
• Co-signer’s name and email address (if applicable)
• Mobile phone to receive one-time passcode for electronic signature