Making student loan management easy
A loan designed specifically for borrowers in repayment to manage their student debt. Get payment estimates too! This loan is meant for any resident of Pennsylvania or other approved state (Delaware, Maryland, New Jersey, New York, Ohio, Virginia and West Virginia) who has borrowed student loans.
No application fees
Low fixed interest rates
Multiple repayment terms
Interest rate reduction for Direct Debit
Through the PA Forward Refinance Loan, you can combine one or more existing student loans into a single, new loan with one monthly payment, which can help you navigate successful student loan repayment more conveniently.1 You can even borrow up to the aggregate limit of $300,000 (including capitalized interest) with a minimum loan amount of $5,000.
The PA Forward Refinance Loan is a loan designed specifically for those who are in repayment and want assistance with managing their student debt. This loan is meant for:
The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and/or result in a better interest rate.
The Pennsylvania Higher Education Assistance Agency (PHEAA) uses credit score, employment history, monthly debt payments and income among other factors when considering whether or not to approve an application. The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase the likelihood that the loan will be approved and/or result in a better interest rate.
Our objective is to make the borrowing process simple and straightforward. To apply for a PA Forward Refinance Loan, you will want to have the following information available when you apply online:
FNB offers a full breadth of products and services for your needs.
Article
Until you have a child applying for or attending college, the high costs may not seem real. That changes quickly when paying for c...
Article
Thinking about continuing education can be exciting, but thinking about how you’ll pay for it can be overwhelming. Fortunately, re...
1 - PA Forward Student Loans are separate from PHEAA's Pennsylvania State Grant. Eligibility for a PA State Grant does not mean you will be approved for a PA Forward Student Loan.
2 - FNB has partnered with PHEAA to provide you with competitive loan options.
