Compare Checking Accounts

From no-frills to bells-and-whistles.

People have different needs, so we have different checking account options. Compare checking accounts using our table to find the one that works best for you. Ready? Go.

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Product Freestyle Checking Mystyle Checking Lifestyle Checking Premierstyle Checking FNB-U Student Checking
Information All the things you need - like a debit card, Online and Mobile Banking, eStatements and Bill Pay options. And none of the hassles. Valuable account benefits you won't find in a basic checking account, plus the flexibility to manage your account the way you want. The flexibility to bank the way you want, when you want, plus it pays interest. Rewards you for doing more of your banking with us with the benefits in a checking account that pays interest. Loaded with benefits, it's perfect for students who want convenient tools to manage their finances anywhere, anytime.
Minimum to Open All online checking and savings require $50 to open. No minimum balance required to open in a branch. All online checking and savings require $50 to open. No minimum balance required to open in a branch. All online checking and savings require $50 to open. No minimum balance required to open in a branch. All online checking and savings require $50 to open. No minimum balance required to open in a branch. All online checking and savings require $50 to open. No minimum balance required to open in a branch.
Account and Digital Features Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Popmoney - Simple, secure way to send and receive payments. ApplePay - Smart way to make purchases. Smart Deposit ATMs - Deposit cash or check without envelopes at select locations. Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & Bill Pay, Mobile Banking. Popmoney - Simple, secure way to send and receive payments. ApplePay - Smart way to make purchases. Smart Deposit ATMs - Deposit cash or checks without envelopes at select locations. Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Popmoney - Simple, secure way to send and receive payments. ApplePay - Smart way to make purchases. Smart Deposit ATMs - Deposit cash or check without envelopes at select locations. Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Popmoney - Simple, secure way to send and receive payments. ApplePay - Smart way to make purchases. Smart Deposit ATMs - Deposit cash or check without envelopes at select locations. Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & Bill pay, Mobile Banking. Popmoney - Simple, secure way to send and receive payments. ApplePay - Smart way to make purchases. Smart Deposit ATMs - Deposit cash or checks without envelopes at select locations.
Monthly Service Charge $0 $8.95 $10.00 $25.00 $0
Minimum balance to avoid monthly service charge - $500 Daily Balance $1,000 Average Daily Balance $7,500 Daily Balance -
Relationship balance to avoid monthly service charge - combined checking, savings - $5,000 Combined Average Daily Balance (includes combined balance from checking, savings, CDs, MMDAs and IRAs for preceding month) $10,000 Combined Average Daily Balance (includes combined balance from checking, savings, CDs, MMDAs and IRAs for preceding month) $25,000 Combined Minimum Daily Balance (includes combined balance from checking, savings, CDs, MMDAs and IRAs for preceding month) -
Other ways to avoid fees - *Recurring monthly Direct Deposit each statement cycle or *10 POS Debit Card Purchase transactions posted and cleared per statement cycle - - -
Reduce Monthly Service Charge - *Monthly service charge reduced to $6.95 with eStatements *Monthly service charge reduced to $9.00 with eStatements. - -
Earns Interest - - On balances of $2,500 or greater On balances of $1,000 or greater -
Debit card Free Debit Card Free Debit Card Free Debit Card Free Debit Card Free Debit Card
Foreign ATM Fee Waiver - - - No Foreign ATM fees. Refund up to $15 per statement cycle on ATM fees charged by other institutions. Two foreign ATM fee refunds ($2.50 per transaction) per statement cycle. Surcharges from other financial institutions may apply.
Free Checks None Free first order of FNB Custom Checks, limitations may apply Free first order of FNB Custom Checks, limitations may apply Free Custom Checks, limitations may apply Free first order of FNB Custom Checks, limitations may apply
eStatements Free eStatements that include check images Free eStatements that include check images Free eStatements that include check images Free eStatements that include check images Free eStatements that include check images
Paper Statements and Check Images Paper statement and check images available, applicable fees apply Free paper statement, Check images available, applicable fees apply Free paper statement available. Free check images are provided with statement automatically Free paper statement available. Free check images are provided with statements automatically Paper statement and check images available, applicable fees apply
Free 3" x 5" Safe Deposit Box, availability varies by location No Yes Yes Yes No
Additional Key Features - - - No annual fee overdraft line of credit -subject to credit approval; No overdraft protection transfer fees; $150 discount on mortgage or home equity closing costs, certain loan conditions must be met; 2 free incoming domestic wire transfers per statement cycle; Free stop payments; Free financial analysis review -
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*Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services.