Skip to main content
Locate Branch or ATM cart
Locate Branch or ATM cart

Freestyle Checking

Simple is good. Freestyle Checking is simply outstanding.

Freestyle Checking gives you all the things you need – like a debit card, mobile and online banking, online statements and bill pay. And it’s free from all the things you don’t need – like monthly fees when you sign up for online statements or a minimum balance requirement. It’s everything you need to manage your money.

To Apply Now or Schedule an Appointment:

BANK LIKE A CHAMPION

Penguins Logo

Experience the Penguins® Power Play Package

Score Big and Show Your Pride* Learn More

    • Check being written

      Unlimited check writing

    • Dollar Sign Crossed Out in Circle

      No minimum balance

    • No monthly fee icon

      No monthly service charge2

  • Benefits designed to fit your style.

    • No minimum balance requirement
    • No monthly fees when you sign up for free Online Statements2
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™
    • Surcharge-free cash access at approximately 1,500 FNB ATMs
    • Unlimited check writing
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking1
    • Fast and free Online Banking, Mobile Banking and Telephone Banking1

  • Your Initial Deposit

    $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport or Permanent Resident Card and visa)

    Optional Items

    • If you would like to order checks, you may do so during the application process. 
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

  • Select your offer below and then add it to your cart to check out.

    1. Offer 1

      Penguins® Power Play Package

      Penguins® in your blood. And your wallet.

      Add the Penguins® Power Play Package to any FNB checking account to score some all-star rewards — and show your loyalty with every purchase.

      Key Features

      • Available upgrade with all FNB checking accounts with $25 annual fee3
      • Penguins®-branded debit card and checks*
      • Penguins®-branded Visa® cash back credit card*
      • Discounts at PensGear stores when using your Penguins® debit or credit card*
      • Discounts on ticket purchases when using your Penguins® debit or credit card
      • Exclusive benefits when paying for season tickets with your Penguins® Power Play Package account
      • Additional benefits throughout the season for Penguins® Power Play Package customers

      *Learn More & View Important Disclosures
      Choose Your Offer:

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

  1. Learning Center

    Checking Accounts

    Having a checking account may be an effective tool for meeting your financial needs and tracking your budget. You will explore how...

  2. Article

    Good Credit is Key

    The lower the interest rates on your loans, the more income you'll have available for other uses, including saving for retirement....

  3. Article

    Budgeting Basics

    What's an essential budget item? A gym membership? Your mortgage? One of the biggest mistakes you can make when budgeting is faili...
Notices & Disclosures

1 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply.
2 - There may be a fee for paper statements which you can avoid by signing up for electronic delivery of your monthly account statement.

0 items in your cart

Cart Proceed to Checkout

Product video
Apply the easy way

Click to Learn More