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Lifestyle Checking

Don’t just keep an eye on your money. Watch it grow with Lifestyle Checking.

With Lifestyle Checking, you get more than the flexibility to bank anywhere, anytime. You get a tiered interest rate structure, providing the potential of interest rate increases as your account balance rises. Plus, with no monthly service charge when you maintain the minimum balance, it’s the most interesting checking account around.

To Apply Now or Schedule an Appointment:

BANK LIKE A CHAMPION

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Experience the Penguins® Power Play Package

Score Big and Show Your Pride* Learn More

    • Graph with Arrow pointing upwards

      Earn interest on a balance greater than $2,500

    • Lock

      Free 3" x 5" safe deposit box1

    • Check being written

      Free first order of checks2

  • Benefits designed to fit your lifestyle:

    • Earn interest on balances of $2,500 or greater
    • Free 3" x 5" safe box1
    • Free paper and online statements
    • Free first order of checks2
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™
    • Surcharge-free cash access at more than 1,600 FNB ATMs
    • Unlimited check writing
    • Convenient and free deposits at FNB branches, FNB ATMs or through Mobile Banking3
    • Fast and free Online Banking, Mobile Banking and Telephone Banking3

    No monthly service charge with:

    • $1,000 or more average daily balance in this account, or
    • $10,000 combined average daily balance, for the preceding month, in any combination of checking, savings, certificates of deposit, money market accounts, or consumer loan balances
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Your Initial Deposit

    $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport or Permanent Resident Card and visa)

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

  • Select your offer below and then add it to your cart to check out.

    1. Offer 1

      Penguins® Power Play Package

      Penguins® in your blood. And your wallet.

      Add the Penguins® Power Play Package to any FNB checking account to score some all-star rewards — and show your loyalty with every purchase.

      Key Features*

      • Available upgrade with all FNB checking accounts with $25 annual fee
      • Penguins®-branded debit card and checks
      • Penguins®-branded Visa® cash back credit card
      • Discounts at PensGear stores when using your Penguins® debit or credit card
      • Discounts on ticket purchases when using your Penguins® debit or credit card
      • Exclusive benefits when paying for season tickets with your Penguins® Power Play Package account
      • Additional benefits throughout the season for Penguins® Power Play Package customers

      *Learn More & View Important Disclosures
      Choose Your Offer:

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures

1 - Subject to availability; not FDIC insured.
2 - Free first order of checks subject to limitations.
3 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply.

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