Residential Mortgages

Guidance for one of life's biggest financial decisions.

Financing a home does not have to be complicated. The mortgage experts at FNB can help you navigate options to choose the best financing solution for you.

Our Mortgage Options

Whether you’re looking to buy, refinance, build or fix up a home, we have a mortgage that can help you achieve your dreams. Click on a box to learn more or click Get Started to begin your journey.

Affordable Mortgage Options

First Time Homebuyer

At FNB, we offer a wide range of products to help you buy your first home. From home loans with little or no down payment requirement, to government programs designed for first-time homebuyers. Some applicants may even qualify for closing cost assistance.

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Affordable Homeownership

We’ve been helping our neighbors become homeowners for more than 150 years. As part of our ongoing commitment to the communities we serve, we have expanded our offerings to encourage homeownership and financial independence — especially in historically underserved communities.

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Diverse Lending Opportunities

FNB Home Ownership Plus is a new mortgage loan designed to mitigate common financial barriers to homebuying in diverse communities. FNB’s Home Equity Plus program enables consumers to finance improvements to their homes.

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Mortgage Solutions for Physicians

Most physicians have unique banking needs. That’s why we developed a mortgage program especially for you.

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Learning about the FNB Mortgage Experience

Financing a home is one of the biggest financial decisions you will make in your lifetime. Whether you are buying a home, refinancing an existing home, building the home of your dreams or renovating a home into something special, you need a bank with trusted mortgage professionals who can provide the options you need and the service you deserve.