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Workplace First Checking

World-class banking for world-class employees.

Workplace First Checking

Great employees always seek better ways to work. Workplace First Checking delivers a smarter, faster banking experience. Workplace First Checking delivers smarter banking by rewarding employees with lower fees and exclusive, discounted financial services.

To Apply Online or Schedule an Appointment:

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You will need your employer's Workplace Banking Employer Code to apply for this product. Eligibility requires that your employer be enrolled in the Workplace Banking program.

    • Dollar Sign Crossed Out in Circle

      No Minimum Balance

    • Money Going into ATM

      ATM Fee Refunds1

    • Gift icon

      And other exclusive benefits

  • Now This is What a Great Workplace is All About:

    With a host of free and discounted financial services, Workplace First Checking2 goes above and beyond to ensure you’re getting more than just another checking account with minimal fees, preferred rates and protection where it counts.


    Key Account Details:

    • No minimum balance
    • Free custom checks
    • Unlimited check writing

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 1,600 FNB ATMs
    • No FNB fee for using non-FNB ATMs
    • Refund of up to $10/statement cycle on ATM fees charged by other institutions

    Other Important Benefits:

    • No annual fee for overdraft lines of credit and no Overdraft Protection fee for line of credit transfer fees.3
    • Discount of 0.375% on new installment loans with automatic monthly payments4
    • Optional LockOption on Home Equity Lines of Credit that lets you lock in a fixed rate for all or a portion of your outstanding balance5
    • Access your Home Equity Line of Credit funds via check or online transfer
    • Free 3" x 5" safe deposit box or a $30 credit towards a larger size6

    Convenient Online Access

    • Free online statements7
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™
    • Control and protect your FNB debit card through Online or Mobile Banking with CardGuard™
    • Convenient and free deposits at FNB branches, ATMs, or through Mobile Banking7
    • Send money to people you know and trust for free with Zelle®7
    • Fast and free Online Banking, Mobile Banking, and Telephone Banking7

    No monthly service charge with:

    • One monthly direct deposit, mobile deposit, ATM deposit or in-branch deposit per statement cycle; (transfers from one FNB account to another (internal transfers) are excluded

  • Product Eligibility:

    • In order to qualify for this account you must be actively employed by a participant in our Workplace Banking program.
    • If you apply in person, you will be asked to provide the name of your employer.
    • If you apply online, your employer's Workplace Banking Employer Code should be entered in the Workplace Employer Code field.

    Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    • A non-expired ID (driver’s license, state-issued ID or passport)

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You in Mind

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First National Bank

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Notices & Disclosures

1 - Surcharge-free cash access through an expansive network of FNB ATMs; No FNB fee for using non-FNB ATMs; Refund of up to $10/statement cycle on ATM fees charged by other institutions
2 - Eligibility requires that your employer be enrolled in the Workplace Banking program.
3 - All lending products, including overdraft lines of credit, are subject to credit approval.
4 - Rate discount of 0.375% applies to any new installment loan with automatic monthly payments. Excludes lines of credit, mortgages and promotional offers. Subject to credit approval.
5 - $75 fee for each executed rate lock
6 - Subject to availability; not FDIC insured
7 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account. However, there may be a fee for certain optional services. Mobile data and carrier fees may apply. There may be a fee for paper statements which, you can avoid by signing up for electronic delivery of your monthly account statement.

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