No fees
Low fixed interest rates
Multiple repayment options
Through the Keystone Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private education loan options to enable students in Delaware, Maryland, New Jersey, New York, Ohio, Virginia and West Virginia to pursue their higher education dreams and to make managing their loans easier and more convenient. You can even borrow up to 100% of the certified cost of attendance (e.g., tuition, fees, room, board, books, etc.) up to the aggregate limit of $150,0001 with a minimum loan amount of $1,500.
The Keystone Parent Loan is designed specifically for parents/guardians of students who are enrolled or who plan to be enrolled in a degree, certificate or diploma granting program. For the Keystone Parent Loan, the student must be enrolled at least half-time. These loans are meant for parents or guardians of:
The Pennsylvania Higher Education Assistance Agency (PHEAA) uses credit score, employment history, monthly debt payments and income among other factors when considering whether or not to approve an application.
Our objective is to make the borrowing process simple and straightforward. To apply for a Keystone Parent Loan, you will want to have the following information available when you apply online:
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1 - FNB has partnered with PHEAA to provide you with competitive loan options.