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Building a Home

A packed schedule leaves little time to research home building and financing options. Consider the following steps to simplify process.

Talk to a mortgage loan officer

This is an important step to securing the right financing. Every borrower is different, and a mortgage loan officer will know questions to ask in order to best match you with the right financing option.

Get prequalified

Before you begin the home building process, receiving prequalification allows you to focus on options in your price range. A mortgage lender will run the numbers for you and give you the terms of a potential loan.

Blueprints of a house with a pen and ruler.

Ask about other options

You may be eligible for special programs, such as interest-only payments during construction for a specific period of time. Another option could be a fixed interest rate at inception and during the construction period.

Notices & Disclosures
Article is adapted from content provided by DTS.

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