Skip to main content
Locate Branch or ATM cart
Locate Branch or ATM cart

Secured Installment Loan

Access serious borrowing power.

With a convenient lump-sum distribution of loan proceeds, fixed rate and fixed repayment schedule, a Secured Installment Loan from FNB lets you borrow against your savings so you can consolidate higher-interest debt, make home improvements and more.

To Apply Now or Schedule an Appointment:

documents

Game-changing. Time-saving. Apply for multiple financial products simultaneously with our eStore® Common app.

    • 2 Arrows Pointing Opposite Directions

      Generally lower interest rate than unsecured loans

    • Bag with Dollar Sign

      Borrow up to $250,0002

    • Arrows

      Multiple repayment terms available3

  • Lending Solutions for Accomplishing Your Goals:

    A Secured Installment Loan from FNB1 can provide you with the borrowing power you need to meet your financial objectives. These loans are repaid over a set time frame with a specific number of payments. By using your FNB Savings Account or Certificate of Deposit as collateral for the loan2, we can generally offer higher limits and a lower rate than other forms of borrowing.

    Key Features:

    • Borrow up to $250,0002
    • Secured with an FNB Savings Account or Certificate of Deposit
    • One-time, lump-sum distribution of loan proceeds
    • Fixed repayment schedule
    • Available with a fixed or variable interest rate
    • Flexible repayment terms3

    Key Benefits:

    • Immediate spending power
    • Secured loans often offer higher limits and lower rates than other forms of borrowing
    • Flexible and convenient payment methods, including by mail, in-branch, online or automatic debit from your deposit account

    Great For:

    • Larger, one-time purchases
    • Home renovations
    • New appliances
    • Debt consolidation

  • Qualifying for a Secured Installment Loan:

    FNB uses the following factors, among others, when considering whether to approve your application:

    • Credit score
    • Employment history
    • Monthly debt payments and income
    • Amount and type of collateral

    To apply, you will need:

    Required Identification:

    • A non-expired ID (driver's license, state-issued ID, Military ID, passport or Permanent Resident Card and visa)

    Additional Information:

    While you won't need this to start the application process, as we evaluate your application, we may ask you for additional pieces of information. You may be asked to:

    • Verify your income.
    • Provide bank statements.
    • Provide tax documents.

With any account, you also get the latest in digital technology:

Compare all accounts. This comparison chart makes it easy to compare all of our borrowing options.

Browse all

Compare all accounts. This comparison chart makes it easy to compare all of our borrowing options.

Compare all

Still not sure? Answer a few quick questions to help you find the right borrowing option.

Help me decide

Still not sure? Answer a few quick questions to help you find the right borrowing option.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

Recommended Articles

  1. Article

    Good Credit is Key

    The lower the interest rates on your loans, the more income you'll have available for other uses, including saving for retirement....

  2. Article

    Advance Your Degree

    Finding the right college for an advanced degree is a challenging endeavor. Following are a few tips to help you pick the best pla...
Notices & Disclosures

1 - All loan products are subject to credit approval 
2 - Subject to credit and collateral evaluation
3 - Minimum term applies

0 items in your cart

Cart Proceed to Checkout

Product video