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Flex CD

Flexible access to save more, or withdraw sooner.

With a 9-month Flex CD from FNB, you get the flexibility and convenience to make both deposits and withdrawals without penalty, when certain requirements1 are met. Enjoy a competitive interest rate and an option to automatically renew your CD when it matures. A Flex CD is a great way to give your money earning power while keeping your funds readily available for your use.

To Apply Now or Schedule an Appointment:

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    • Graph with Arrow pointing upwards

      Competitive interest rate

    • Clock

      Add funds at any time

    • Calendar

      Withdrawal funds once a month1

  • Get an attractive rates along with the flexibility to access your funds as you need them1.

    With a traditional CD, you commit to investing a set amount of money for a set period of time and we commit to a fixed interest rate. Your money earns guaranteed rates for a fixed period of time. With a 9-month Flex CD, you get the benefits of a traditional CD with the added flexibility of being able to make additional deposits or withdrawals1.

    Key Account Details:

    • Flex CDs are certificates of deposit with 9 month terms.
    • Add funds to your CD at any time
    • Withdraw funds once per month with no early withdrawal penalty1
    • Earn a fixed interest rate for the term of your CD.
    • Interest is compounded and paid quarterly.
    • Interest can be credited back to your certificate of deposit, paid to you by check, or credited to another FNB account.
    • $500 minimum deposit required

    Convenient Online Access:

    • Fast and free2 Online Banking, Mobile Banking, and Telephone Banking
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Your Initial Deposit

    You'll need a $500 minimum opening balance if you open your account online or in a branch.

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our savings options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our savings options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

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Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures
1 - One (1) penalty free withdrawal of principal per calendar month is permitted provided; the withdrawal must be for at least $500; the account must be opened (or renewed) for at least 7 days; no previous withdrawal may have occurred in the last 7 days; the withdrawal must be deposited into a checking account with our institution; all funds must have been on deposit for at least 7 days.
2 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply. 

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