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      No fees

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      Low fixed interest rates

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      Multiple repayment options

  • Loan with Pennsylvania Students in Mind

    Through the PA Forward Student Loan Program, the PHEAA offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient. You can even borrow up to 100% of the certified cost of attendance (tuition, fees, room, board, books, etc.).1

    Eligibility

    The PA Forward Student Loan Program is designed specifically for parents/guardians of students who are enrolled or who plan to be enrolled in a degree, certificate or diploma granting program. For Parent loans, the student must be enrolled half-time. These loans are meant for parents or guardians of:

    • PA residents attending an approved school in or out of PA
    • Students from an approved state (DE, MD, NJ, NY, OH, VA and WV) attending an approved PA school
    • U.S. citizens or eligible non-citizens of the U.S.
    • Borrowers and/or co-signers who meet the minimum credit requirements
  • Qualifying for a PA Forward Parent Loan:

    PHEAA uses credit score, employment history, monthly debt payments and income among other factors when considering whether or not to approve your application.

    The Borrowing Process:

    Our objective is to make the borrowing process simple and straightforward. To apply for a PA Forward Parent Loan, you will want to have the following information available when you apply online:

    • Name, address, and telephone number
    • Date of birth and Social Security Number
    • Email address
    • Name and location of school your student attends or plans to attend
    • Annual income
    • Grade level and anticipated graduation date of the student
    • Academic period for which you would like to receive the loan
    • Co-signer’s name and email address (if applicable)
    • Mobile phone to receive one-time passcode for electronic signature

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Notices & Disclosures

1 - FNB has partnered with PHEAA to provide you with competitive loan options.

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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