Certificates of Deposit

Save for a rainy day.
Or a really sunny week at the beach.

Kick the interest up a notch on your savings or retirement plan with our certificates of deposit (CDs) and tax-deferred IRAs. Your money will earn guaranteed rates for a fixed period of time.

CDs are unique in that they are a "timed deposit," so you can set a term length that is completely customized to your investment desires. Read our key features below or contact a specialist to learn more about detailed terms and requirements. 

Key Features

  • Terms from three months to 10 years*
  • Fixed Interest Rate
  • Interest is compounded quarterly
  • Interest can be credited to your certificate, paid by check or credited to another FNB account


  • *Non-Special Certificates of  Deposit require a $500 minimum deposit to open
  • *Savers Goal CD requires $100 minimum deposit to open
  • *Special CD offers listed on the rates page.  View our Rates for additional requirements listed, available to open in branch only.

  • View rates

APY = Annual Percentage Yield

Apply for 9 Month CD
Apply for All Other CDs