Certificates of Deposit

Save for a rainy day.
Or a really sunny week at the beach.

Kick the interest up a notch on your savings or retirement plan with our certificates of deposit (CDs) and tax-deferred IRAs. Your money will earn guaranteed rates for a fixed period of time.

CDs are unique in that they are a "timed deposit," so you can set a term length that is completely customized to your investment desires. Read our key features below or contact a specialist to learn more about detailed terms and requirements. 

Key Features

  • Terms from three months to 10 years*
  • Fixed Interest Rate
  • Interest is compounded quarterly
  • Interest can be credited to your certificate, paid by check or credited to another FNB account

Requirements

  • *Non-Special Certificates of  Deposit require a $500 minimum deposit to open
  • *Savers Goal CD requires $100 minimum deposit to open
  • *Special CD offers listed on the rates page.  View our Rates for additional requirements listed, available to open in branch only.

  • View our rates


Apply for 9 Month CD
Apply for All Other CDs
CDs & IRAs (6)
Product Minimum Balance to earn APY APY Effective as of: August 1, 2017
3 Month $500 0.20%
6 Month $500 0.25%
9 Month Flex CD(3)(7) $500 0.45%
12 Month Savers Goal CD $100 0.25%
12 Month $500 0.55%
18 Month $500 0.45%
24 Month $500 0.50%
36 Month $500 1.00%
48 Month $500 1.30%
60 Month $500 1.30%
CDs & IRAs (6)
Product Minimum Balance to earn APY APY Effective as of: August 1, 2017
3 Month $500 0.20%
6 Month $500 0.25%
9 Month Flex CD(3)(7) $500 0.45%
12 Month Savers Goal CD $100 0.25%
12 Month $500 0.55%
18 Month $500 0.45%
24 Month $500 0.50%
36 Month $500 1.00%
48 Month $500 1.30%
60 Month $500 1.30%
CDs & Special Offers(4)(6)
Product Minimum Balance to earn APY APY Effective as of: August 1, 2017
13 Month (5) $5,000 1.55%
19 Month (5) $5,000 1.85%
25 Month $5,000 1.65%
52 Month $5,000 1.85%
61 Month $5,000 2.00%
10 Year(2) $10,000 2.45%
CDs & Special Offers(4)(6)
Product Minimum Balance to earn APY APY Effective as of: August 1, 2017
13 Month (5) $5,000 1.55%
19 Month (5) $5,000 1.85%
25 Month $5,000 1.65%
52 Month $5,000 1.85%
61 Month $5,000 2.00%
10 Year(2) $10,000 2.45%