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Imagine having the ability to control and protect your debit card — to control how much money can be spent and at what locations, receive real-time alert messages when your card is approved or denied, or turn your card off and on again if it is misplaced or stolen.

Control Your FNB Debit Card from Mobile Banking

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You have the convenience and peace of mind to manage your debit card through Mobile Banking.

  • Turn your card off in the event of a misplaced card.
  • Set dollar limits on debit card transactions.
  • Set geographic locations where your card can be used.
  • Enable/disable spending for specific types of merchants.
  • Receive real-time alerts on authorized or declined transaction attempts.

Guard Against Fraud

One of the most useful features of CardGuard is the ability to turn your debit card “off” and “on” again to suspend card activity from occurring on your account.

Innovative Mobile Banking Solutions

Control Is in Your Hands

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With CardGuard you can also control where your card is used. You can enable or disable spending at certain merchant categories such as retail stores and gas stations, among other merchant locations.

Additionally, you can restrict transactions geographically by blocking all transactions outside the United States or by specifying an area using a map or address. It should be noted that previously authorized, recurring transactions cannot be blocked. Also, Internet-based transactions cannot be blocked using geographic restrictions.

If we cannot determine the type of merchant category or the location of the merchant, we will be unable to block the transaction.

Getting Started with CardGuard

Getting started with Mobile Banking is quick and easy. Just follow a few simple steps to begin enjoying the powerful features and convenient access of Mobile Banking with FNB Direct.

Frequently Asked Questions (FAQs)

Notices & Disclosures

1 - The downloadable app is free. Your mobile carrier may charge access fees depending on your individual plan. Web access is needed to use the Mobile Banking app. Check with your carrier for specific fees and charges. Message and data rates may apply. Check with your carrier for details. System availability and response times are subject to market conditions.

2 - Apple is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.

3 - Among Mid-Atlantic regional banks in S&P Global Market Intelligence's "2021 US Mobile Banking Market Report”

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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