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Zelle® is a fast, safe and easy way to send money, typically in minutes,1 to almost anyone you know and trust who has a bank account in the U.S.

Zelle. This is how money moves®

With Zelle® and First National Bank, you can use Online Banking or one of the region's top-ranked mobile banking apps, FNB Direct, to quickly and easily send and receive money.2, 3 Use Zelle® to:

Send Money

Send money directly to the recipient using just their U.S. mobile phone number or email address, typically in minutes.

Request Money3

Send a request for money. The person who receives the request will be able to accept or decline. If they accept, you will typically receive the money in minutes.1

Split the Bill3

If you need to split a bill or share a cost with multiple people, you can use the split feature to calculate how much everyone owes and send a request for money.

FNB and Zelle®

With Zelle®, you can send money to almost anyone you know, almost anywhere in the U.S. Forget about sending cash, writing checks or searching for an ATM. Zelle® is available within FNB’s Online and Mobile Banking services. Watch the video to learn more about Zelle®.

Getting Started with Zelle®

Zelle® is currently available through FNB's Online Banking and Mobile Banking. If you already use First National Bank's Online or Mobile Banking, just log in to begin using Zelle®. Within Online Banking, simply visit the "Transfers" tab to get started. Within Mobile Banking, Zelle® can be accessed within the "Transfer & Pay" tab. To get started:

Innovative Mobile Banking Solutions

Frequently Asked Questions (FAQs)

Notices & Disclosures

1 - To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle®.
2 - Among Mid-Atlantic regional banks in S&P Global Market Intelligence's "2021 US Mobile Banking Market Report"
3 - In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®.
4 - Apple is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.
5 - Must have a bank account in the U.S. to use Zelle®.
6 - Mobile carrier fees may apply.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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