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      Multiple repayment options

  • A Loan with Pennsylvania Students in Mind

    Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private loans options to enable students in the Keystone State to pursue their higher education dreams and make managing their loans easier and more convenient. You can even borrow up to 100% of the certified cost of attendance (e.g., tuition, fees, room, board, books, etc.) up to the aggregate limit of $150,0001 with a minimum loan amount of $1,500.

    Eligibility

    The PA Forward Parent Loan Program is designed specifically for parents/guardians of students who are enrolled or who plan to be enrolled in a degree, certificate or diploma granting program. For Parent loans, the student must be enrolled at least half-time. These loans are meant for parents or guardians of:

    • PA residents attending an approved school in or out of PA
    • Students from an approved state (Delaware, Maryland, New Jersey, New York, Ohio, Virginia and West Virginia) attending an approved PA school
    • Citizens or permanent residents of the United States
    • Borrowers who meet the minimum credit requirements
  • Qualifying for a PA Forward Parent Loan:

    The Pennsylvania Higher Education Assistance Agency (PHEAA) uses credit score, employment history, monthly debt payments and income among other factors when considering whether or not to approve an application.

    The Borrowing Process:

    Our objective is to make the borrowing process simple and straightforward. To apply for a PA Forward Parent Loan, you will want to have the following information available when you apply online:

    • Name, address, and telephone number
    • Date of birth and Social Security number
    • Email address
    • Name and location of school your student attends or plans to attend
    • Annual income
    • Grade level and anticipated graduation date of the student
    • Academic period for which you would like to receive the loan
    • Mobile phone to receive one-time passcode for electronic signature

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Notices & Disclosures

1 - PA Forward Student Loans are separate from PHEAA's Pennsylvania State Grant. Eligibility for a PA State Grant does not mean you will be approved for a PA Forward Student Loan.

2 - FNB has partnered with PHEAA to provide you with competitive loan options.

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