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    • Desktop and paper icon

      Free online and paper statements

    • Check being written

      Free first order of checks2

    • Lock

      Free 3" x 5" safe deposit box1

  • Benefits designed to fit your lifestyle:

    • Free 3" x 5" safe deposit box1
    • Free paper and online statements
    • Free first order of checks2
    • Free Visa® debit card with free Apple Pay®, Samsung Pay® or Google Pay™
    • Surcharge-free cash access at more than 550 FNB ATMs
    • Unlimited check writing
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking3
    • Fast and free Online Banking, Mobile Banking and Telephone Banking3

    No monthly service charge with one of the following:

    • $500 or more daily balance in this account;
    • $5,000 in combined average daily balance for the preceding month in any combination of FNB Checking, Savings, CDs, IRAs or Money Market accounts; or
    • Recurring monthly Direct Deposit each statement cycle; or
    • 10 point-of-sale debit card transactions posted and cleared per statement4.
  • Your Initial Deposit:

    $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification:

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

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Notices & Disclosures
1 - Safe deposit box subject to availability
2 - Free first order of checks subject to limitations
3 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account; however, there may be a fee for certain optional services. Mobile data and carrier fees may apply. 
4 - To help avoid the monthly fee, debit card purchases must post to your account and settle fully in that statement cycle.

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