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Banking just got easier – Apply for personal loans, checking and savings accounts all at one time with our eStore® Common App.

    • Check being written

      Unlimited check writing

    • Dollar Sign Crossed Out in Circle

      Free first order of checks2

    • No monthly fee icon

      No monthly service charge6

  • Benefits designed to fit your busy lifestyle:

    This checking account is the ideal student banking account.1 Not only loaded with complimentary services, it also comes with no monthly statement fees when you sign up for Online Statements.5,6

    Key Account Details:

    • No minimum balance requirement ($50 deposit required to open the account online)
    • No monthly service charge fee
    • Free first order of checks2
    • Unlimited check writing

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 1,600 FNB ATMs
    • Refund of two FNB fees for using non-FNB ATMs per statement cycle3

    Convenient Online Access:

    • Send money to people you know and trust for free with Zelle®4
    • Free online statements4,5,6
    • Free Visa® debit card with free Apple Pay® Samsung Pay® or Google Pay™1
    • Convenient and free deposits at FNB branches, ATMs or through Mobile Banking4
    • Fast and free Online Banking, Mobile Banking and Telephone Banking4
  • Your Initial Deposit

    There is no minimum account opening balance if you apply in a branch. If you apply online, you'll need a $50 initial deposit to complete the application (payable via debit card, credit card or ACH transfer).

    Required Identification

    • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures

1 - Student status is validated at account opening. A student can open an account under the age of 18, however he/she must have a parent or guardian on the account to receive a debit card.
2 - Free first order of checks subject to limitations
3 - Other banks may charge a fee for use of their ATM.
4 - Online Banking, Bill Pay, Mobile Banking and Telephone Banking are free to customers with an eligible account. However, there may be a fee for certain optional services. Mobile data and carrier fees may apply.
5 - Mobile data and carrier fees may apply.
6 - There may be a fee for paper statements which you can avoid by signing up for electronic delivery of your monthly account statement.

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