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Mobile Banking

With powerful features like the Credit Center, secure Customer Service Chat and online statement access, FNB Direct Mobile Banking continues to bring you the convenient and powerful features you expect.

Features with FNB Direct

mobile banking


Explore the next generation of our eStore® right from our Mobile Banking app. Our enhanced eStore® is an innovative digital banking experience that allows you to shop for and buy financial products and services and access financial education resources. Open a deposit account, apply for a consumer or small business loan or schedule an appointment to meet with one of our banking experts—just add the product to your shopping cart and checkout. You can access our new eStore® anywhere - via our website, through our mobile app or in branches throughout our footprint.

Credit Center

With the mobile Credit Center, customers can easily access their credit information on the go. This free and powerful tool enables users to track their financial health by:

  • Reviewing their daily credit scores as well as their full credit report.
  • Gaining an understanding of the key factors that impact credit scores.
  • Receiving credit monitoring alerts and tips to improve their credit score.

Secure Chat

Authenticated Mobile Banking users can securely chat with our Customer Contact Center representatives through the Customer Service Chat feature. Rather than calling the Customer Contact Center for assistance, once logged in, users can simply tap the “Chat” bubble icon located on every screen of the app to message a representative via the Mobile Banking app. With chat, customers can accomplish many of the same tasks available through the Customer Contact Center.

View and Download Online Statements

Access up to two years of Online Statements, so customers can easily view and download recent Online statements right from their mobile device.Redirect icon

Apple iPhone2 Android Phone2 Online Banking on a Tablet
Download/Link Download on the App Store Get it on Google Play Log in to Online Banking
View Balances & Transactions Yes Yes  Yes
View Images of Cleared Checks Yes Yes  Yes
View e-Statements  Yes  Yes   Yes
Find FNB ATMs & Branch Locations Yes Yes  Yes
Perform Internal Funds Transfers Yes Yes  Yes
Send/Receive Payments with Zelle® Yes Yes  Yes
Add and Manage Billers  Yes  Yes   Yes
Send Bill Payments Yes Yes  Yes
Make a Mobile Deposit  Yes Yes  --
Manage Your Credit with the Credit Center Yes Yes   Yes
Chat with an FNB Digital Banking Expert Yes  Yes   Yes
Reset a Forgotten Password  Yes  Yes   Yes
Manage Cards with CardGuard™  Yes Yes  Yes
Log in with Biometric Security Yes Yes  Yes
Request a Stop Payment  --  --  Yes
Set eStatement Preferences   --  --  Yes
Opt In/Out of Overdraft Services  --  --  Yes
Change User ID  --  --  Yes
Manage Account Nicknames  --  --  Yes
Manage Account Display Options  --  --  Yes

Innovative Mobile Banking Solutions

SMS Text Banking

If you want to check your balances and review transactions, you can do so quickly and easily with text message banking. Simply send a text message with a brief command to our SMS short code, 91489, and we will respond with your current balances, transaction history, ATM and branch locations, or more. Common commands include BAL (balance), ATM or BRANCH + your zipcode (locations) and HIST + your account name (history).

Getting Started with Mobile Banking

Getting started with Mobile Banking is quick and easy. Just follow a few simple steps to begin enjoying the powerful features and convenient access of Mobile Banking with FNB Direct.
Notices & Disclosures

1 - The downloadable app is free. Your mobile carrier may charge access fees depending on your individual plan. Web access is needed to use the Mobile Banking app. Check with your carrier for specific fees and charges. Message and data rates may apply. Check with your carrier for details. System availability and response times are subject to market conditions. Apple is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC.

Redirect icon - For your convenience, First National Bank (FNB) provides links to third party service providers. By clicking this link you agree to leave FNB’s website and will be routed to a third party site outside the control of FNB. FNB does not provide, and is not responsible for, the products, services, or overall website content available at a third-party site. FNB does not endorse or guarantee the product, information or service on any third party’s website. FNB’s privacy policy does not apply to the linked website; we encourage you to read and evaluate the privacy and security policies of the site you are entering.

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