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Our Loan Process

We want to make the process of applying for a First National Bank SBA loan as simple as possible so here is how it works:

Helping You Along the Way

Help you grow
Our goal is to build a long-term relationship with you. We have helped many of our clients with second and third loan requests as they have grown their business. We want to become a strategic partner in your success and help you grow your business. From the earliest days of our business partnership, you will have an experienced team responsible for your loan transaction. It is our goal to bring value to you and your business, maintaining the highest level of communication throughout our loan process:

The Loan Process

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1. Set up time to talk with us

Schedule time online to meet with one of our Business Development Officers (BDO)

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2. Gather Information

During our discussion, we will request information about you, your business, and your project.

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3. Proposal Letter

Next, we'll provide a Proposal Letter explaining the proposed structure of your loan, the rate, terms, and number of years.

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4. Complete the application

Your BDO will help you complete the application for submission to credit underwriting.

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5. Underwriting & Approval

Once you've submitted your application we take it from there. Our goal is formal approval within 10 business days.

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6. Closing the Loan

A loan closer will be assigned to you to help coordinate your closing.

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7. Funding

Depending on how your loan has been structured, disbursement can be made one time or as multiple disbursements.

Get Started Today

Success Stories

First National Bank Small Business Finance has provided SBA Loan assistance for a host of business entities with a broad range of financial needs. Here are some examples of businesses we have recently assisted in realizing their goals.

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Notices & Disclosures
  • NMLS #766529
  • SBA Lender
  • Some applications may require further consideration and additional information may be requested. Credit terms are subject to approval.
  • Normal credit standards apply. Maximum amount of credit is subject to SBA Program limitations.

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