SBA Solutions

Whether you’re a business owner looking to add another business to your portfolio or an entrepreneur seeking new opportunities, a business acquisition loan is a great way to acquire a business. Business acquisition loans can also be used to refinance a business or buy out a partner. These types of loans are typically structured to include working capital or new equipment and, in most cases, use commercial real estate as collateral.

Expanding your business is an exciting step, but one that requires money. Qualifying for a business expansion loan can give you the extra capital you need to fund growth and expansion in your business. At First National Bank Small Business Finance, our focus on SBA loans means we can help you find the best fit from the SBA’s various lending programs to handle the controlled growth of your business.

Obtaining income-producing property for your business can be achieved through an SBA commercial real estate loan. These loans are typically used for land acquisition, business development or construction on commercial properties. If you’re seeking financing for an existing property, new construction or a redevelopment project, turn to the experts at First National Bank Small Business Finance.

Whether it’s a ground up new build or leasehold improvements on a leased space or anything in between, construction projects are complicated – and have a lot of moving parts. It is vital that the components of a construction project are taken care of properly to insure a successful project. That’s why it is important to have an experienced project team that can include an architect, engineer, general contractor and lender.

When money is tight in your small business, debt refinance is often a viable option. Refinancing your business’ debt can improve cash flow, growing your business while extending repayments out over a longer period of time. Most importantly, it can help your business save money by getting rid of high interest rates. Growing your business should be your priority, not paying off debt. That’s why the experienced SBA lenders at First National Bank Small Business Finance are here to help.

We want to make the process of applying for a First National Bank SBA loan as simple as possible. From gathering information to completing the application all the way through funding, we're here with you every step of the way.