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Commercial Real Estate

Tailor-made, cost-effective solutions.

Obtaining income-producing property for your business can be achieved through an SBA commercial real estate loan. These loans are typically used for land acquisition, business development or construction on commercial properties.

Creative, Cost-Effective Solutions

If you’re seeking financing for an existing property, new construction or a redevelopment project, turn to the experts at First National Bank Small Business Finance. As experienced commercial real estate lenders, we understand all types of businesses — and the needs of their owners. Using SBA lending solutions, we can tailor a creative, cost-effective loan so you can put your commercial property to work for you as soon as possible.

Commercial Real Estate

Key Features

  • Up to 90% financing, and sometimes more
  • Acquisition of new property or refinance of existing property
  • Ground up construction and property improvements
  • Can include working capital, new equipment, and closing costs
  • Multi-use or special-use properties

Benefits

  • Lower down payments
  • Helps you build and maintain cash flow
  • One loan for many of your business’ needs
  • Up to 25-year term
  • Total financing packages from $250,000 to $12 million or more. Must be 51% owner occupied to qualify.

The Loan Process

1. Set up time to talk with us

Schedule time online to meet with one of our Business Development Officers (BDO)

2. Gather Information

During our discussion, we will request information about you, your business, and your project.

3. Proposal Letter

Next, we'll provide a Proposal Letter explaining the proposed structure of your loan, the rate, terms, and number of years.

4. Complete the application

Your BDO will help you complete the application for submission to credit underwriting.

5. Underwriting & Approval

Once you've submitted your application we take it from there. Our goal is formal approval within 10 business days.

6. Closing the Loan

A loan closer will be assigned to you to help coordinate your closing.

7. Funding

Depending on how your loan has been structured, disbursement can be made one time or as multiple disbursements.

Get Started Today

Success Stories

First National Bank Small Business Finance has provided SBA Loan assistance for a host of business entities with a broad range of financial needs. Here are some examples of businesses we have recently assisted in realizing their goals.

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Talk to a member of our Small Business Finance Team

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Notices & Disclosures
  • NMLS #766529
  • SBA Lender
  • Some applications may require further consideration and additional information may be requested. Credit terms are subject to approval.
  • Normal credit standards apply. Maximum amount of credit is subject to SBA Program limitations.

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