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Annual Reports

Current Annual Report, Form 10k and Proxy Statement.

Included below are F.N.B. Corporation's current Annual Report, Form 10k and Proxy Statement.

Also, the Form 10K Annual Report, including audited financial statements, is also available to shareholders and bondholders, free of charge, upon written request to F.N.B. Corporation, One F.N.B. Boulevard, Hermitage, PA 16148 Attention: Corporate Secretary.

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