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Special Introductory Rate Offer

Get one of the best rates around.

Offer available for a limited time. Learn More

    • Power icon

      Access to funds when you need them

    • Cycle icon

      Flexibility to borrow over and over

    • Stack of Money

      Only pay interest on the amounts you use

    • Hand Holding Dollar Sign

      Uses business assets as collateral

  • Flexible Borrowing with a Line of Credit

    With Asset-Based lending, your business can leverage current assets accounts receivable and inventory to collateralize credit. You may want to borrow for working capital, growth financing, acquisitions or recapitalizations. An Asset-Based Line of Credit from First National Bank is a credit line secured by your accounts receivable and your current inventory.1

    Why First National Bank?

    Our experienced, knowledgeable loan professionals work with you to identify the short- or long-term credit solutions that best fit your needs. Being locally based means that the underwriting and decision-making happen right here in our region.

    We have access to a broad range of financial products that complement your credit needs and we create strong partner relationships to fully understand your business. You have the full financial strength of First National Bank behind you – we are ready and able to help with a wide range of credit services to support your needs.

    Key Features:

    • Provides working capital
    • Uses your accounts receivable or inventory as collateral
    • A secured, working line of credit
    • Experienced guidance to select the best credit solution
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Applying for an Asset-Secured Line of Credit:

    Our objective is to make the borrowing process simple and straightforward. You can begin by adding this product to your cart. During the checkout process you can select the option to Apply Online or set up time to meet with one of our experts.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Bylaws or Operating Agreement
    • Partnership Agreement
  • Select your offer below and then add it to your cart to check out.

    1. Offer 1

      Asset-Secured Line of Credit Introductory Rate Offer

      Get one of the best rates around with a new business line of credit.

      For a limited time, when you open a new Asset-Secured Line of Credit, you may be eligible for a special 12-month introductory rate:

      • Prime minus 1.25% APR for 12 months.
      • Remaining years revert to Prime + 1.00% APR with security.
      • Under-secured or unsecured rate will be higher and could increase to Prime + 4.50% APR.
      • Secured by cash or cash equivalent will be less than Prime + 1.00% APR.

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Notices & Disclosures
1 - All loan products are subject to underwriting/credit approval

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