Access to funds when you need them
Flexibility to borrow over and over
Only pay interest on the amounts you use
Uses business assets as collateral
With Asset-Based lending, your business can leverage current assets – equipment, real estate, even accounts receivable – to collateralize credit. You may want to borrow for working capital, growth financing, acquisitions or recapitalizations. An Asset-Based Line of Credit from First National Bank is a credit line secured by your accounts receivable or your current inventory.1
Our experienced, knowledgeable loan professionals work with you to identify the short- or long-term credit solutions that best fit your needs. Being locally based means that the underwriting and decision-making happen right here in our region.
We have access to a broad range of financial products that complement your credit needs and we create strong partner relationships to fully understand your business. You have the full financial strength of First National Bank behind you – we are ready and able to help with a wide range of credit services to support your needs.
Our objective is to make the borrowing process simple and straightforward. You can begin by adding this product to your cart. During the checkout process you can select the option to Apply Online or set up time to meet with one of our experts.
Depending on your type of organization, we may need one or more of the following documents when opening your account:
FNB offers a full breadth of products and services for your needs.
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