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    • Arrows

      Flexible terms and competitive interest rates

    • Hand Holding Dollar Sign

      Uses business assets as collateral

  • Leverage Your Assets

    With asset-based lending, your business can leverage long-term assets – such as equipment and real estate – to collateralize credit. You may want to borrow for working capital, growth financing, acquisitions or recapitalization. An Asset-Secured Term Loan from First National Bank is a fixed-term loan secured by your business assets.1

    Why First National Bank?

    Our experienced, knowledgeable loan professionals work with you to identify the short- or long-term credit solutions that best fit your needs. Being locally-based means that the underwriting and decision-making happens right here in our region.

    We have access to a broad range of financial products that complement your credit needs and we create strong partner relationships to fully understand your business. You have the full financial strength of First National Bank behind you – we are ready and able to help with a wide range of credit services to support your needs.

    Key Features:

    • Flexible repayment terms
    • Uses business assets as collateral
    • Equipment, real estate or other assets can be used
    • Experienced guidance to select the best credit solution
  • Applying for an Asset-Secured Term Loan:

    Our objective is to make the borrowing process simple and straightforward. You can begin by adding this product to your cart. During the checkout process you can select the option to Apply Online or set up time to meet with one of our experts.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Bylaws or Operating Agreement
    • Partnership Agreement

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Notices & Disclosures

1 - All loan products are subject to underwriting/credit approval

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