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      Repayment terms of up to three years

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      Competitive interest rates

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      Longer-term financing solution

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      No need to tie up your assets as collateral

  • Flexible Financing

    When a business opportunity suddenly appears but cash flow is tight or you’re simply reluctant to collateralize the credit with existing assets, you may wish to consider an Unsecured Term Loan from First National Bank.1 We offer a fixed rate and a defined repayment period to help with your cash flow. Regardless of your industry or the size of your business, we want to help with competitive rates and a fixed term schedule that you can plan for.

    Why First National Bank?

    The loan experts at FNB offer a comprehensive set of credit solutions for all your financing needs. And since we are locally-based, you have access to the decision makers. Our Relationship Managers have broad and diverse industry experience and can help you with creating financing and credit solutions that work best for your business.

    Key Features:

    • Flexible repayment terms
    • Competitive interest rates
    • Longer-term financing solution
    • No collateral needed
    • Quick decisions on loan applications
    • Customized solutions for your needs

    Good For:

    • Buying an owner-occupied building
    • Investment properties
    • Land purchases
  • Applying for an Unsecured Term Loan:

    Our objective is to make the borrowing process simple and straightforward. You can begin by adding this product to your cart. During the checkout process you can select the option to set up time to meet with one of our experts.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Bylaws or Operating Agreement
    • Partnership Agreement

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Notices & Disclosures

1 - All loan products are subject to underwriting/credit approval

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