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Game-changing. Time-saving. Apply for multiple financial products simultaneously with our eStore® Common app.

    • Power icon

      Access to funds when you need them

    • Cycle icon

      Flexibility to borrow, repay and reuse

    • Stack of Money

      Only pay interest on the amounts you use

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      Competitive rates due to real estate security

  • Flexible Borrowing with a Line of Credit

    A Real Estate Line of Credit enables a business to leverage property equity to access flexible, lower‑cost capital that can be used for working capital, funding growth, bridging cash‑flow gaps or covering operational expenses — all while preserving liquidity and allowing funds to be drawn and repaid as needed.

    Why First National Bank?

    Our experienced, knowledgeable loan professionals work with you to identify the short- or long-term credit solutions that best fit your needs. Being locally based means that the underwriting and decision-making happen right here in our region.

    We have access to a broad range of financial products that complement your credit needs, and we create strong partner relationships to fully understand your business. You have the full financial strength of First National Bank behind you  we are ready and able to help with a wide range of credit services to support your needs.

    Key Features:

    • Revolving access to funds
    • Competitive rates due to real estate collateral
    • Interest-only payment options
    • Quick access to capital
  • Applying for a Real Estate Line of Credit:

    Our objective is to make the borrowing process simple and straightforward. You can begin by adding this product to your cart. During the checkout process, you can select the option to either (1) apply online, or (2) set up time to meet with one of our experts.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Bylaws or Operating Agreement
    • Partnership Agreement
    • Most recent pay stub and W-2

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Notices & Disclosures
1 - All loan products are subject to underwriting/credit approval

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