Franchise Lending Solutions

Buy Into Success

We have financing options available to fund your first location and beyond. Whether you are buying one or more existing franchise locations or starting from the ground up, our Small Business Finance Team can develop a financing program help meet your objectives.

To be eligible for SBA financing, the franchise concept must be approved by SBA and listed on the SBA Franchise Directory.

For established franchise concepts or startups:

• Established franchise concepts (5+ years franchising, 20+ locations open)
• Startup (1st location for franchisee)
• 85% financing of startup costs including franchise fee, leasehold improvements, furniture, fixtures, equipment, working capital, closing costs and SBA fee
• 90% financing for real estate if included in the project
• Loan term 10-25 years fully amortizing

For franchise expansion:

• For 2nd or more locations of an existing franchise
• 90% financing of startup costs including franchise fee, leasehold improvements, furniture, fixtures, equipment, working capital, closing costs and SBA fee
• 90% financing for real estate if included in the project
• Loan term 10-25 years fully amortizing

Acquisition of existing franchise location

• 90% financing of acquisition costs including business acquisition, franchise transfer fee, working capital, closing costs and SBA fee
• 90% financing of real estate if included in the project
• Loan term 10-25 years fully amortizing