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Business Interest Checking

You've earned it.

Business interest Checking box

You're working hard to grow your company. Your money should be working just as hard. With an interest-bearing checking account from FNB, not only can you count on a fully featured checking account that helps you stay on top of your business, but you can be sure your money will be working as hard as you are.

To Apply Now or Schedule an Appointment:

    • Person

      Dedicated Treasury Management Representative

    • Hand Holding Dollar Sign

      Earn interest on collected balances

    • Person

      Free Wealth Management Consultation2

  • A Hard-working Checking Account for Hard-working Businesses:

    With an interest-bearing checking account from FNB, not only can you count on a fully-featured checking account that helps you stay on top of your business, but you can be sure your money will be working as hard as you are.

    Key Account Details:

    • Interest is calculated daily on the collected balance, compounded and credited monthly.
    • We assess a $29 monthly service charge for this account.1

    No Monthly Service Charge With:

    • $2,000 or more minimum daily balance in this account, or
    • $4,000 average daily balance in this account

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long term goal solutions3
    • A free consultation for commercial, personal and employee benefit insurance solutions3
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at approximately 1,500 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
    Interest Rates Please enter a Zip Code to view rates in your area.

  • Your Initial Deposit:

    • $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account:

    • A government issued ID.
    • Your Social Security Number and/or EIN.
    • A valid email address.
    • Means to fund your account with a credit/debit card, checking or savings account.

    Additionally, some organizations also may be required to provide one or more of the following:

    • Department of State printout
    • Proof of Tax-Exempt EIN
    • Articles of Incorporation
    • Membership Agreement
    • Certified Resolution
    • Partnership Agreement

    Important: If you don't already have a completed Resolution, download and complete FNB's Resolution.

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you would like a debit card, download and complete FNB's Business Debit Card Application. You can upload the completed document during the application process. After the account is opened, the debit card will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures

1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app, data and carrier fees may apply.
3 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

 

Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

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