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      No monthly service charge

    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • 2 Arrows Pointing Opposite Direction

      150 free monthly transactions1

  • An Account to Help You Grow:

    How can a checking account help a business grow? By saving you money and keeping things simple. The way we look at it, a healthy, growing local business is good for everybody. After all, we're all part of the same community. Free Small Business Checking is just one way we do our part.

    Key Account Details:

    • No minimum account opening balance
    • No monthly service charge
    • 150 free monthly transactions1
    • Same-day credit for any deposit made during branch business hours
    • All transactions made at any FNB will be posted at the end of that business day

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking2
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

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Products With You In Mind

FNB offers a full breadth of products and services for your needs.

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Notices & Disclosures
1 - Consult your local FNB branch for the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.

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