Free Small Business Checking

- No monthly service charge
- No minimum account opening balance
- 150 free monthly transactions¹
An Account to Help You Grow:

How can a checking account help a business grow? By saving you money and keeping things simple. The way we look at it, a healthy, growing local business is good for everybody. After all, we're all part of the same community. Free Small Business Checking is just one way we do our part.

Key Account Details:
- No minimum account opening balance
- No monthly service charge
- 150 free monthly transactions¹
- Unlimited check writing & deposits
- Same-day credit for any deposit made during branch business hours
- All transactions made at any FNB will be posted at the end of that business day
Convenient Access to Cash:
- Surcharge-free cash access at more than 550 FNB ATMs
Convenient Online Access:
- Free paper and online statements with free check images
- Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
- Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking²
Your Initial Deposit:
- There is no minimum account opening balance for this account.
Required Identification:

Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:
- Department of State printout of business registration/Government-issued business license
- CPA-signed tax return
- Articles of Incorporation or Articles of Organization
- Operating Agreement or Bylaws
- Partnership Agreement
Optional Items:
- If you would like to order checks, you may do so during the application process.
- If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

Notices & Disclosures

1 - Consult your local FNB branch for the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.

Business Checking

Specialty Checking

Business Savings

Lending

SBA Lending

Equipment Financing

Financing

Risk Management

International Banking

Online & Mobile Options

Retirement Plan Services

Institutional Asset Management

Solutions for Your Executives

Online & Mobile Options

Payment Services

Collection Services

Information Reporting

Investment & Fund Management

Protect Your People

Protect Your Assets

Online & Mobile Options

Corporate Information

Investor Information

Newsroom

Careers

An Account to Help You Grow:

Key Account Details:

Convenient Access to Cash:

Convenient Online Access:

Your Initial Deposit:

Required Identification:

Optional Items:

With any account, you also get the latest in digital technology:

Products With You In Mind

Framework for Long-Term Growth

Framework for Long-Term Growth