Skip to main content
    • Thumbs up icon

      No monthly service charge

    • Desktop and paper icon

      Free paper and online statements

    • 2 Arrows Pointing Opposite Direction

      150 free monthly transactions1

  • An Account to Help You Grow:

    How can a checking account help a business grow? By saving you money and keeping things simple. The way we look at it, a healthy, growing local business is good for everybody. After all, we're all part of the same community. Free Small Business Checking is just one way we do our part.

    Key Account Details:

    • No monthly service charge
    • 150 free monthly transactions1

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 1,100 FNB ATMs

    Convenient Online Access:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking2
  • Your Initial Deposit:

    • $50 Minimum Opening Balance (Online); $0 Minimum Opening Balance (In-Branch)

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account:

    • A government issued ID.
    • Your Social Security Number and/or EIN.
    • A valid email address.
    • Means to fund your account with a credit/debit card, checking or savings account.

    Additionally, some organizations also may be required to provide one or more of the following:

    • Department of State printout
    • Proof of Tax-Exempt EIN
    • Articles of Incorporation
    • Membership Agreement
    • Certified Resolution
    • Partnership Agreement

    Important: If you don't already have a completed Resolution, download and complete FNB's Resolution.

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you would like a debit card, download and complete FNB's Business Debit Card Application. You can upload the completed document during the application process. After the account is opened, the debit card will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

  1. Article

    Framework for Long-Term Growth

    Businesses interested in long-term growth should take advantage of issuer-friendly loan market conditions and prepare for whatever...

  2. Article

    SBA Financing for Your Business

    When pursuing new opportunities, the process to secure financing can be complex. Consider a Small Business Administration (SBA) lo...

Notices & Disclosures
1 - Consult your local FNB branch for the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app data and carrier fees may apply.

0 items in your cart

Cart Proceed to Checkout

Product video