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    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • 2 Arrows Pointing Opposite Direction

      500 free monthly transactions1

    • Stack of Money

      Business loan discounts, fee discounts and more

  • An Affordable and Convenient Account:

    You have big dreams for your small business. At FNB, we can help those dreams come true. Start with an affordable and convenient business checking account that provides all of the features you need in a primary business account.

    Key Account Details:

    • No minimum account opening balance
    • 500 free monthly transactions1
    • Free first order of checks (Iimitations apply)
    • Free paper statements with free check images; online statements available upon request2
    • We assess a $27 monthly service charge for this account.1
    • Same-day credit for any deposit made during branch business hours
    • All transactions made at any FNB will be posted at the end of that business day.

    No Monthly Service Charge With:

    • $5,000 or more minimum daily balance in this account, or
    • $15,000 average daily balance in this account

    Additional Benefits:

    • Rate discount of 0.35% for new installment loans/lines of credit3
    • No annual fee Business Line of Credit 4
    • No transfer fee for advances from Business Line of Credit
    • $100 rebate of Merchant Services application fee
    • 30% discount on the purchase of merchant terminal equipment
    • Free Basic Remote Deposit Scanner ($35 value)
    • $10 discount on monthly remote deposit fee
    • No annual fee for Business Solutions Credit Card4

    Benefits For Your Employees:

    • Employees can open Health Savings Accounts with no initial set-up fee
    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access5:

    • Make convenient deposits at FNB branches, ATMS or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures
1 - Consult your local FNB branch for the Business Fee Schedule. Fees subject to change.
2 - Requires you to have online service through ExecuBanc; fees apply
3 - 0.35% rate discount on new installment loan or line of credit with auto payment debit. No application fee or closing costs. Cannot be combined with any other offer.
4 - All lending products are subject to credit approval. 
5 - For the FNB Business Mobile Banking app data and carrier fees may apply.

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