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    • Stack of Money

      Improved cash flow

    • Bag with Dollar Sign

      100% financing available

    • Document icon

      Flexible lease structures

    • Hand Holding Dollar Sign

      Capital can be used for other projects

  • Flexible Financing Options So You Can Focus on Serving Others:

    If your nonprofit organization is considering new equipment or facilities, a tax-exempt lease may be the answer to improving your cash flow while providing financing to meet your objectives.1 Due to the tax-advantaged nature of the interest income earned on this type of lease, lower financing rates may be available which means lower payments for your organization.

    How it Works:

    Also known as a municipal lease, a Tax-Exempt Lease from F.N.B. Equipment Finance allows entities, such as municipalities, cities, counties, school districts and health care organizations, to use annual revenue to make payments for essential-use equipment or facilities. For municipalities, the tax-exempt lease is not considered debt but is part of the operating budget. Your organization is able to use this type of lease to purchase new or used equipment or even to complete a qualified capital project. These types of leases are often available at significantly lower rates than the typical commercial lease transactions.

    Key Benefits:

    • Improve cash flow while providing project financing
    • 100% financing available
    • Flexible lease structures
    • Capital can be used for qualified other projects
    • Lease rates often more attractive than other commercial lease transactions

    Why F.N.B. Equipment Finance?

    Leasing equipment can help your business’s bottom line. And F.N.B. Equipment Finance has the flexible terms, affordable options, and personal service needed for your business.

  • Applying for a Lease:

    Whether you would like to apply online or meet with one of our experts, we have convenient ways for you to get started. You can begin by adding this product to your cart. During the checkout process, you can select the option to get started online or set up time to meet with one of our experts.

    Getting Prepared:

    It is helpful if you have the following information available to you during the application process:

    • Business Tax ID
    • Information regarding your desired lease term
    • Name, address, and sales person of the vendor you've selected
    • Information about the equipment you'd like to lease

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Notices & Disclosures
1 - All loan products are subject to underwriting/credit approval

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