How we help your small business every step of the way.
We do more than provide SBA loans — we build lasting partnerships. Hear directly from small business owners about how FNB Small Business Finance has helped to make their business dreams a reality.
With over 600 locations across the United States, The Goddard School is an early childhood development franchise that cares for children from infancy to kindergarten. Each school prioritizes the emotional, social and mental wellbeing of every child and advocates for learning through play. Over the past several years, The Goddard School has become one of the most highly sought-after private daycare options for young children.
Kyle Arbaugh is the proud owner of two Goddard School locations in Ohio. As an entrepreneur, Kyle has started several businesses throughout the years, and he and his wife eventually decided to acquire their own Goddard School franchise. After they purchased their first location in 2020, they wanted to expand the business and acquire a second location. Kyle partnered with an experienced Business Development Officer to achieve SBA financing for the transaction.
In 2022, Kyle and his wife were ready to expand their original location and purchase the building that the school was housed in. They wanted to start investing in the property and needed a lender who could provide financing as quickly as possible. Having worked with the FNB team before, Kyle knew that FNB would be able to get the deal done in the timeframe they were looking for. FNB worked closely with Kyle and his wife on the deal and was able to get their SBA 7(a) loan approved and funded in less than 75 days. We enjoyed partnering with Kyle for the second time to help him expand his business! We wish him all the success in the world with both of his Goddard School locations.
Kyle had this to say about his partnership with the FNB team:
"He is super helpful! He acted as a consultant and made sure I was making the right decision for my business. He is very creative with structuring SBA loans. I’ve already recommended FNB to other small business owners!"