Loans and Lines

A comprehensive suite to meet your every credit need.
To learn more contact us
or call 800.555.5455.

First National Bank considers the unique challenges businesses face at the local level and features a management structure that delivers access to decision makers.  Here you will find relationship managers who understand your needs and are experts in financing solutions that best suit your short and long-term goals. We are ready to help with a wide range of credit services to support needs, such as:

  • Short-term financing
  • Seasonal working capital
  • Managing cash flow, including account receivable and inventory
  • Acquisition of machinery, equipment and vehicles
  • Purchase, construction or expansion of real estate
  • Global trade financing
  • Tax exempt financing
  • Payment or performance guarantees (Letters of Credit)
  • Asset-based lending
  • Underwriting, arranging and servicing syndicated loans
  • Business expansion and acquisition 
  • Purchasing and expense solutions
  • Residential builder financing

FNB is also ready to assist you in maximizing growth and mitigating risk. We work with you to assess your tolerance for risk, cash flow needs and financial objectives. Then, through the use of interest rate swaps, caps, floors, collars and other derivative products, we offer you a variety of options to help you manage your interest rate risk.