Skip to main content
    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • Hand Holding Dollar Sign

      Earn interest on collected balances

    • Sun

      Same-day credit for deposits made during business hours3

  • A Hard-working Checking Account for Hard-working Businesses:

    With an interest-bearing checking account from FNB, not only can you count on a fully-featured checking account that helps you stay on top of your business, but you can be sure your money will be working as hard as you are.

    Key Account Details:

    • No minimum account opening balance
    • Earn interest on balances of $2,500 or greater.
    • We assess a $27 monthly service charge for this account.1
    • Charges incurred for all account activity1
    • Same-day credit for any deposit made during branch business hours3
    • All transactions made at any FNB will be posted at the end of that business day.

    No Monthly Service Charge With:

    • $2,000 or more minimum daily balance in this account, or
    • $4,000 average daily balance in this account

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long term goal solutions4
    • A free consultation for commercial, personal and employee benefit insurance solutions4
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Browse all

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

Compare all

Still not sure? Answer a few quick questions to help you find the right account.

Help me decide

Products With You In Mind

FNB offers a full breadth of products and services for your needs.

  1. Article

    Opportunity Awaits

    An acquisition may present a new opportunity, avenue for expansion or, in the case of a partner buyout, a succession planning stra...

  2. Article

    Framework for Long-Term Growth

    Businesses interested in long-term growth should take advantage of issuer-friendly loan market conditions and prepare for whatever...

Notices & Disclosures

1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app, data and carrier fees may apply.
3 - Consult your local FNB branch for more information regarding the Funds Availability Policy.
4 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit


Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

0 items in your bag

Cart View Bag

Product video