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    • Dollar Sign Crossed Out in Circle

      No minimum account opening balance

    • Hand Holding Dollar Sign

      Earn interest on collected balances

    • Sun

      Same-day credit for deposits made during business hours3

  • A Hard-working Checking Account for Hard-working Businesses:

    With an interest-bearing checking account from FNB, not only can you count on a fully-featured checking account that helps you stay on top of your business, but you can be sure your money will be working as hard as you are.

    Key Account Details:

    • No minimum account opening balance
    • Earn interest on balances of $2,500 or greater.
    • We assess a $25 monthly service charge for this account.1
    • Charges incurred for all account activity1
    • Same-day credit for any deposit made during branch business hours3
    • All transactions made at any FNB will be posted at the end of that business day.

    No Monthly Service Charge With:

    • $2,000 or more minimum daily balance in this account, or
    • $4,000 average daily balance in this account

    Additional Benefits:

    • Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long term goal solutions4
    • A free consultation for commercial, personal and employee benefit insurance solutions4
    • Access to assistance for your business banking needs, including a dedicated call center and a Treasury Management Representative

    Benefits For Your Employees:

    • Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you

    Convenient Access to Cash:

    • Surcharge-free cash access at more than 550 FNB ATMs

    Convenient Online Access2:

    • Free paper and online statements with free check images
    • Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
    • Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
  • Your Initial Deposit:

    • There is no minimum account opening balance for this account.

    Required Identification:

    Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:

    • Department of State printout of business registration/Government-issued business license
    • CPA-signed tax return
    • Articles of Incorporation or Articles of Organization
    • Operating Agreement or Bylaws
    • Partnership Agreement

    Optional Items:

    • If you would like to order checks, you may do so during the application process.
    • If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.

With any account, you also get the latest in digital technology:

Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Compare all of our accounts. This comparison chart makes it easy to compare all of our checking options.

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Notices & Disclosures

1 - Consult your local FNB branch for more information regarding the Business Fee Schedule. Fees subject to change.
2 - For the FNB Business Mobile Banking app, data and carrier fees may apply.
3 - Consult your local FNB branch for more information regarding the Funds Availability Policy.
4 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are: 

Not FDIC Insured No Bank Guarantee May Lose Value
Not Insured by Any Federal Government Agency Not a Bank Deposit

 

Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.

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