Compak Business Checking
A checking account that's as efficient as you are.
Just because you don't write a lot of checks doesn't mean your business isn't busy, and it shouldn't mean you pay for more than you need in a checking account. If your small to medium-sized company keeps a consistent amount of money in your account, this basic low-cost checking account is for you.
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No minimum account opening balance
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400 free monthly transactions1
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Same-day credit for deposits made during business hours3
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A No-Nonsense Account:
You shouldn't pay for more than you need in a checking account. If your small- to medium-sized company keeps a consistent amount of money in your account, this basic low-cost checking account is right for you.
Key Account Details:
- No minimum account opening balance
- 400 free monthly transactions1
- We assess a $27 monthly service charge for this account.1
- Same-day credit for any deposit made during branch business hours3
- All transactions made at any FNB will be posted at the end of that business day.
No Monthly Service Charge With:
- $1,500 or more minimum daily balance in this account, or
- $5,000 average daily balance in this account
Additional Benefits:
- Access to F.N.B.'s Wealth Management Professionals for comprehensive investment strategies and long-term goal solutions4
- A free consultation for commercial, personal and employee benefit insurance solutions4
Benefits For Your Employees:
- Workplace Banking, an exclusive package of discounted financial services for your employees at no cost to you
Convenient Access to Cash:
- Surcharge-free cash access at more than 550 FNB ATMs
Convenient Online Access2:
- Free paper and online statements with free check images
- Make convenient deposits at FNB branches, ATMs or through the FNB Business Mobile app
- Enjoy convenient access and robust capabilities with Business Online Banking, FNB Business Mobile app and Telephone Banking
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Your Initial Deposit:
- There is no minimum account opening balance for this account.
Required Identification:
Depending on your type of organization, we may need one or more of the following documents when opening your account. These may include:
- Department of State printout of business registration/Government-issued business license
- CPA-signed tax return
- Articles of Incorporation or Articles of Organization
- Operating Agreement or Bylaws
- Partnership Agreement
Optional Items:
- If you would like to order checks, you may do so during the application process.
- If you request a debit card when you open your account, it will be mailed to you within 5-7 business days. If you need your card sooner, you can pick one up immediately at your local FNB branch.
With any account, you also get the latest in digital technology:
Online Banking
Mobile Banking
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2 - For the FNB Business Mobile Banking app data and carrier fees may apply.
3 - Consult your local FNB branch for more information regarding the Funds Availability Policy.
4 - Investment products are sold by F.N.B. Investment Services; Insurance products are sold by First National Insurance Agency, LLC and its licensed agents.
Investment and Insurance products are:
| Not FDIC Insured | No Bank Guarantee | May Lose Value |
| Not Insured by Any Federal Government Agency | Not a Bank Deposit | |
Subject to investment risks, including loss of principal amount invested. F.N.B. Investment Services and First National Insurance Agency are subsidiaries of F.N.B. Corporation.