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Product Free Small Business Checking Compak Business Checking Small Business Financial Solutions Checking Business Interest Checking Business Analysis Checking
Information Low cost for small businesses, organizations, sole proprietors, partnerships and small corporations Low cost for small to medium companies, low activity, fees avoided if minimum kept, VISA Check Card available Low cost for small to medium companies, low activity, fees avoided if minimum kept, VISA Check Card available Sole proprietors/Non-Profits, Public Funds Large companies, fees can be offset due to analysis earnings credit
Minimum to Open No minimum required to open No minimum required to open No minimum required to open No minimum required to open No minimum required to open
Monthly Service Charge None $25.00 $25.00 $25.00 $25.00
Balance required to avoid monthly service charge No minimum balance $1,500 minimum or $5,000 average daily balance $5,000 minimum or $15,000 average daily balance $2,000 minimum or $4,000 average daily balance Service charges can be offset with a tiered Earnings Credit Allowance
Free Transactions 150 400 500 None Service charges can be offset with a tiered Earnings Credit Allowance
Earns Interest N/A N/A N/A Yes N/A
ATM/Debit Card Yes Yes Yes Yes Yes
Monthly Statement Yes, with check safekeeping Yes, with check safekeeping Yes, with check safekeeping Yes, with check safekeeping Yes, with check safekeeping
FNB Online Banking Personal products and bill payment ExecuBanc Available ExecuBanc Available ExecuBanc Available ExecuBanc Available
Check Printing Costs Varies by Style Varies by Style First Check Order is at No Cost - The Business Value Pack consists of 150 checks, 200 commercial deposit tickets, endorsement stamp and binder. All other check orders will be assessed at prevailing price Varies by Style Varies by Style
Merchant Services No Discount No Discount $100 rebate of Merchant Services application fee and a 30% discount on the purchase of merchant terminal equipment No Discount Full Suite of Cash Management Services with Fees - Can be offset with Earnings Credit Allowance for balances on hand
Remote Deposit No Discount - Free Mobile Deposit Available No Discount - Free Mobile Deposit Available Free Basic Remote Deposit Scanner ($35.00 value) and Monthly Remote Deposit Fee Discount* No Discount Full Suite of Cash Management Services with Fees - Can be offset with Earnings Credit Allowance for balances on hand
Business Loan Discount No Discount No Discount 0.35% rate discount on new installment loans with auto payment debit. No application fee or closing costs No Discount No Discount
Business Line of Credit No Discount No Discount No annual fee and no transfer fee for advances from Business Line of Credit No Discount No Discount
Certificate of Deposit No Discount No Discount 0.10% bonus rate on one new CD or IRA CD per year with a minimum of $500 new money not currently on deposit with First National Bank. Not valid on specials or promotional offers No Discount No Discount
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*Remote Deposit Capture is $45/month ($25/month ExecuBanc + $20/month RDC fee)